Which Prop Firm Has the Highest Profit Split? [2024 Guide & Comparison]

Which Prop Firm Has the Highest Profit Split?

Profit split is the headline number for most prop traders—but it’s only part of the real story. While some firms advertise up to 100% payouts, the actual amount you keep depends on rules, scaling, and hidden requirements. Here’s a data-driven look at which prop firm has the highest profit split, with specific numbers, crucial fine print, and what these splits mean in real-world trading.

Top Prop Firm Profit Splits: 2024 Comparison

What Does "100% Profit Split" Actually Mean?

Some firms—like Funded Trading Plus, City Traders Imperium, and The5ers—advertise a 100% profit split. But this is almost never the base payout. Instead, you typically start at 50/50 or 80/20, and only scale to 100% after hitting specific targets or milestones, such as:

• Consistently hitting profit targets (e.g., 10% per stage)
• Completing a set number of payouts
• Reaching a certain total withdrawal amount

For example, Funded Trading Plus starts at 80/20 but can scale to 100% after several successful profit milestones. The5ers starts at 50/50, but only after hitting multiple account-doubling milestones does the split reach 100%.

Firms With the Highest Immediate Profit Splits

If you want the highest split from your very first payout, only a handful of firms deliver. Here’s how they stack up:

• Apex Trader Funding: 100% of your first $25,000 in profit—then 90/10. But this is for futures only, not forex or crypto.
• Blue Guardian: 85/15 as the base, scaling to 90/10 after milestones.
• TopStep: 90/10 on all payouts, but only for futures.
• Tradeify: 90/10 base split, futures only.
• MyFundedFX: Up to 92.75% split, but only after scaling milestones; base is 80/20.

For forex and CFD traders, most firms cap the base split at 80/20 (sometimes 85/15). For futures prop firms, 90/10 is the industry standard, with rare exceptions like Apex’s 100% on the first $25K.

Scaling to 100%: What’s Required?

To get the highest possible split, you’ll need to:

• Hit profit milestones (usually 10%–20% per stage)
• Maintain strict risk discipline (no breaches of daily/max drawdown)
• Often, withdraw profits at regular intervals to trigger split increases

For example, with City Traders Imperium, you start at 80/20 and can reach 100% after hitting multiple 10% profit milestones and scaling your account. Funded Trading Plus works similarly, with 100% split unlocked after several profitable 10% increments and scaling milestones.

Profit Split vs. Real Earnings: The Hidden Trade-Offs

Chasing the highest profit split can be a trap. Here’s why:

• Drawdown limits: The5ers offers 100% split, but with a 6% max and 3% daily drawdown. On a $100,000 account, that’s just $3,000 daily loss allowed—easy to breach if you’re trading aggressively.
• Lower leverage: Firms with 100% splits (The5ers, City Traders Imperium, Funded Trading Plus) often offer just 1:30 leverage, compared to 1:100 at FTMO or MyFundedFX.
• Scaling: Scaling up to the highest split takes time and consistent profitability. Most traders never reach it.
• Instrument restrictions: Some high-split firms limit you to forex and indices, or have no crypto, no EAs, or no news trading.
• Challenge rules: 10% profit targets (FTMO, FundedNext, City Traders Imperium) are harder to hit than 6% targets (The5ers, TopStep, Tradeify).

Case Study: 100% Split vs. 80/20 on $10,000 Profit

But if you never reach the scaling milestones, you’ll be stuck at the base split—often 80/20 or 85/15. For many traders, the tighter rules on high-split firms can make it harder to even reach payout.

Other Key Factors: Costs, Drawdown, and Scaling

• Challenge Costs: Ranges from $39 (City Traders Imperium) to over $1,000 (FTMO, MyFundedFX). Lower cost doesn’t always mean better value—consider the rules and payout structure.
• Scaling Potential: FundedNext and The5ers offer scaling up to $4M; Funded Trading Plus up to $5.25M; Lux Trading Firm up to $10M. But scaling is always performance-based and takes time.
• Trading Periods: Some firms (E8 Markets, MyFundedFX, City Traders Imperium) offer unlimited time for challenges; others like FTMO give 30-60 days per phase.
• Instrument Flexibility: Some high-split firms (Apex, TopStep, Tradeify) are futures-only; others (Funded Trading Plus, The5ers) restrict EAs or news trading.

Best High Profit Split Firms by Trader Type

Forex & CFD Traders

• Funded Trading Plus: Up to 100% split, scaling to $5.25M. Starts at 80/20, 6% max drawdown, leverage 1:30. No minimum trading days, but beware trailing drawdown and some strategy restrictions.
• City Traders Imperium: Up to 100% split, scaling to $4M. Starts at 80/20, leverage 1:30, static drawdown, but smaller starting accounts and KYC required.
• MyFundedFX: Up to 92.75% split, scaling to $600K. Starts at 80/20, leverage 1:100, unlimited challenge time, but split only increases with milestones.
• Goat Funded Trader: Up to 95% split (100% with add-on), 6% max drawdown, leverage 1:100, flexible challenge plans. Newer firm, so track record is shorter.
• FTMO / FundedNext: 90/10 split (after milestones), but the industry gold standard for reliability and transparency. FTMO offers up to $2M scaling, FundedNext up to $4M.

Futures Traders

• Apex Trader Funding: 100% split on first $25K, then 90/10. Up to 20 funded accounts. No daily drawdown, but trailing drawdown can be tricky and only futures allowed.
• TopStep: 90/10 split, 4% max drawdown, proven longevity, but consistency targets and no EAs.
• Tradeify: 90/10 split, 4% max drawdown, only 1 minimum trading day, but max 5 sim funded accounts and futures only.
• My Funded Futures: 90/10 split (after milestones), 4% max drawdown, only 2 min trading days, but futures only and some plan restrictions.

Traders Who Want Instant Funding

• The5ers: Instant funding option available, but profit split starts at 50/50 and only scales to 100% after several stages. Drawdown limits are very tight.
• Funded Trading Plus: Instant funding option, with scaling up to 100%—but beware the lower leverage and trailing drawdown after withdrawals.

How to Choose: Profit Split or Payout Probability?

A high profit split is only valuable if you can survive the firm’s rules and actually reach payout. Use the PropSurvivalEngine calculator to model your real odds of passing each firm’s challenge and see how much you’re likely to keep after all rules and splits.

Consider:

• If you’re risk-tolerant and want to maximize every dollar, scaling to 100% split at Funded Trading Plus or City Traders Imperium could make sense—but only if you’re consistently profitable and patient.
• If you want a fair shot at payout with reasonable rules and a proven track record, FTMO’s 80/20–90/10 split is still the industry benchmark.
• If you’re a futures trader, Apex’s 100% split on the first $25K is unmatched, but only applies to futures.
• If you value flexibility (EAs, news trading, weekend holding), some high-split firms have more restrictions than their marketing suggests. Always check the fine print.

Bottom Line: Which Prop Firm Has the Highest Profit Split?

Several firms offer a path to 100% profit split, including Funded Trading Plus, City Traders Imperium, The5ers, and Apex Trader Funding (futures only). However, these splits are rarely available immediately—they require hitting multiple profit milestones, scaling up, and not breaching any risk rules along the way. Most traders start at 80/20 or 85/15, and only the most consistent reach the top splits.

If you want the highest base split from day one, Apex offers 100% of your first $25K in profit (futures only). For forex/CFD traders, Go with MyFundedFX (up to 92.75%) or Blue Guardian (85% base, 90% max) for the highest realistic ongoing splits. FTMO remains the most trusted for overall reliability, with a split scaling from 80/20 to 90/10 and generous scaling up to $2M.

Ultimately, the highest profit split isn’t always the best deal. Focus on a firm where you can consistently reach payout, scale up, and keep more of what you earn—without risking your account on hidden pitfalls.