Head-to-Head Comparison

FTMO vs Moneta Funded

An honest, data-driven comparison to help you pick the right prop firm. We compare drawdown rules, challenge costs, profit splits, trading conditions, and more — no bias, just facts.

FTMO

4.8

The most established and trusted prop trading firm with rigorous but fair evaluation process. Known for excellent support and reliable payouts.

Visit FTMO

Moneta Funded

4.1

Broker-backed prop firm with multiple challenge formats and a unique Phoenix scaling program. Offers accounts up to $200K with profit splits reaching 88%.

Visit Moneta Funded

Side-by-Side Comparison: FTMO vs Moneta Funded

Metric

FTMO

Moneta Funded

Max Drawdown

10%

Daily Drawdown

Profit Target

10%

Profit Split

80/20 → 90/10

75/25 → 88%

Challenge Cost

$155 - $1,080

$49 - $999

Trading Period

Unlimited

Min Trading Days

Leverage

1:100

Instruments

Forex, Indices, Commodities, Crypto, Stocks

Forex, Indices, Commodities, Crypto, Metals

Account Sizes

$10K, $25K, $50K, $100K, $200K

$5K, $10K, $25K, $50K, $100K, $200K

Scaling

Scale up to $2M after 4 months of profitable trading

Phoenix program scales accounts up to $2M

News Trading

Allowed

Weekend Holding

Allowed

EA / Bots

Allowed

Rating

4.8/5

4.1/5

The Verdict: FTMO vs Moneta Funded

The best choice depends on your trading style, risk tolerance, and goals. Here's our breakdown by trader profile:

Best for Beginners

FTMO

FTMO offers more forgiving drawdown rules, making it easier for newer traders to get started.

Best for Aggressive Traders

FTMO

FTMO provides 10% max drawdown allowance, giving aggressive trading styles more breathing room.

Best for Long-term Scaling

FTMO

FTMO offers better scaling potential: Scale up to $2M after 4 months of profitable trading.

Best for Overall Value

FTMO

FTMO earns 4.8/5 in our analysis, with a strong balance of rules, cost, and trader experience.

FTMO Pros & Cons

Most trusted name in prop trading

Generous scaling plan up to $2M

Free retake if profit target met

Excellent educational resources

Reliable monthly payouts

Higher challenge fees than some competitors

Strict evaluation process

10% profit target can be demanding

No swing trading during news

Moneta Funded Pros & Cons

Broker-backed with real liquidity

Phoenix scaling up to $2M

Multiple challenge formats

Unlimited evaluation time

News and weekend trading allowed

Lower starting profit split (75%)

Max profit split caps at 88%

Less known than market leaders

Some programs have stricter drawdowns

Customer support still maturing

Frequently Asked Questions

Which is better, FTMO or Moneta Funded?

It depends on your trading style. FTMO offers 10% max drawdown and a 80/20 → 90/10 profit split, while Moneta Funded offers 8% max drawdown and a 75/25 → 88% split. FTMO has a higher overall rating at 4.8/5.

What is the cheapest option between FTMO and Moneta Funded?

FTMO challenges start at $155 - $1,080, while Moneta Funded starts at $49 - $999. Compare account sizes and what's included before choosing based on price alone.

Can I use EAs or trading bots with FTMO and Moneta Funded?

FTMO allows EAs/bots. Moneta Funded allows them. Always verify the latest rules on each firm's website.

What are the drawdown rules for FTMO vs Moneta Funded?

FTMO has a 10% max drawdown and 5% daily drawdown. Moneta Funded has a 8% max drawdown and 4% daily drawdown. Use our free Drawdown Calculator to find your safe lot size for either firm.

How long do I have to pass the FTMO vs Moneta Funded challenge?

FTMO gives you Unlimited. Moneta Funded gives you Unlimited. Both require a minimum of 4 and 5 trading days respectively.

Which firm has a better profit split, FTMO or Moneta Funded?

FTMO offers a 80/20 → 90/10 profit split, while Moneta Funded offers 75/25 → 88%. Higher profit splits mean more of your trading profits go to you.