Head-to-Head Comparison

TopStep vs FunderPro

An honest, data-driven comparison to help you pick the right prop firm. We compare drawdown rules, challenge costs, profit splits, trading conditions, and more — no bias, just facts.

TopStep

4.5

One of the original futures prop firms with a proven track record. Offers a structured Trading Combine evaluation and path to live funded trading with real capital.

Visit TopStep

FunderPro

4.1

Offers challenge and instant funding programs with up to 90% profit split and both forex and futures trading options.

Visit FunderPro

Side-by-Side Comparison: TopStep vs FunderPro

Metric

TopStep

FunderPro

Max Drawdown

10%

Daily Drawdown

Profit Target

Profit Split

90/10

80/20 → 90/10

Challenge Cost

$49 - $149/mo

$65 - $999

Trading Period

Unlimited

Min Trading Days

Leverage

Full contract leverage

1:100

Instruments

Futures (CME, CBOT, NYMEX, COMEX)

Forex, Indices, Commodities, Futures

Account Sizes

$50K, $100K, $150K

$5K, $10K, $25K, $50K, $100K, $200K

Scaling

Path from Express Funded to Live Funded account with real capital

Progressive capital increase

News Trading

Allowed

Weekend Holding

Not Allowed

Allowed

EA / Bots

Not Allowed

Allowed

Rating

4.5/5

4.1/5

The Verdict: TopStep vs FunderPro

The best choice depends on your trading style, risk tolerance, and goals. Here's our breakdown by trader profile:

Best for Beginners

FunderPro

FunderPro offers more forgiving drawdown rules, making it easier for newer traders to get started.

Best for Aggressive Traders

FunderPro

FunderPro provides 10% max drawdown allowance, giving aggressive trading styles more breathing room.

Best for Long-term Scaling

FunderPro

FunderPro offers better scaling potential: Progressive capital increase.

Best for Overall Value

TopStep

TopStep earns 4.5/5 in our analysis, with a strong balance of rules, cost, and trader experience.

TopStep Pros & Cons

Established since 2012 with proven track record

Path to real live funded account

Low monthly subscription cost

EOD trailing drawdown (not intraday)

Weekly payouts available

Futures only (no forex)

50% consistency target required

Daily loss limit on some platforms

Intraday trailing drawdown on PRO accounts

No automated trading bots

FunderPro Pros & Cons

Both challenge and instant funding

Forex and futures options

Up to 90% profit split

No time limits

Reasonable pricing

Still building reputation

Some programs have activation fees

Customer support varies

Futures options limited

Lower brand recognition

Frequently Asked Questions

Which is better, TopStep or FunderPro?

It depends on your trading style. TopStep offers 4% max drawdown and a 90/10 profit split, while FunderPro offers 10% max drawdown and a 80/20 → 90/10 split. TopStep has a higher overall rating at 4.5/5.

What is the cheapest option between TopStep and FunderPro?

TopStep challenges start at $49 - $149/mo, while FunderPro starts at $65 - $999. Compare account sizes and what's included before choosing based on price alone.

Can I use EAs or trading bots with TopStep and FunderPro?

TopStep does not allow EAs/bots. FunderPro allows them. Always verify the latest rules on each firm's website.

What are the drawdown rules for TopStep vs FunderPro?

TopStep has a 4% max drawdown and 2% daily drawdown. FunderPro has a 10% max drawdown and 5% daily drawdown. Use our free Drawdown Calculator to find your safe lot size for either firm.

How long do I have to pass the TopStep vs FunderPro challenge?

TopStep gives you Unlimited. FunderPro gives you Unlimited. Both require a minimum of 5 and 5 trading days respectively.

Which firm has a better profit split, TopStep or FunderPro?

TopStep offers a 90/10 profit split, while FunderPro offers 80/20 → 90/10. Higher profit splits mean more of your trading profits go to you.