Head-to-Head Comparison

TopStep vs FundYourFX

An honest, data-driven comparison to help you pick the right prop firm. We compare drawdown rules, challenge costs, profit splits, trading conditions, and more — no bias, just facts.

TopStep

4.5

One of the original futures prop firms with a proven track record. Offers a structured Trading Combine evaluation and path to live funded trading with real capital.

Visit TopStep

FundYourFX

3.9

Offers funded trading with aggressive promotional offers, instant funding options, and competitive trading conditions.

Visit FundYourFX

Side-by-Side Comparison: TopStep vs FundYourFX

Metric

TopStep

FundYourFX

Max Drawdown

10%

Daily Drawdown

Profit Target

Profit Split

90/10

80/20 → 85/15

Challenge Cost

$49 - $149/mo

$59 - $399

Trading Period

Unlimited

Min Trading Days

Leverage

Full contract leverage

1:100

Instruments

Futures (CME, CBOT, NYMEX, COMEX)

Forex, Indices, Commodities

Account Sizes

$50K, $100K, $150K

$5K, $10K, $25K, $50K, $100K

Scaling

Path from Express Funded to Live Funded account with real capital

Progressive scaling with refund boost

News Trading

Allowed

Weekend Holding

Not Allowed

Allowed

EA / Bots

Not Allowed

Allowed

Rating

4.5/5

3.9/5

The Verdict: TopStep vs FundYourFX

The best choice depends on your trading style, risk tolerance, and goals. Here's our breakdown by trader profile:

Best for Beginners

FundYourFX

FundYourFX offers more forgiving drawdown rules, making it easier for newer traders to get started.

Best for Aggressive Traders

FundYourFX

FundYourFX provides 10% max drawdown allowance, giving aggressive trading styles more breathing room.

Best for Long-term Scaling

FundYourFX

FundYourFX offers better scaling potential: Progressive scaling with refund boost.

Best for Overall Value

TopStep

TopStep earns 4.5/5 in our analysis, with a strong balance of rules, cost, and trader experience.

TopStep Pros & Cons

Established since 2012 with proven track record

Path to real live funded account

Low monthly subscription cost

EOD trailing drawdown (not intraday)

Weekly payouts available

Futures only (no forex)

50% consistency target required

Daily loss limit on some platforms

Intraday trailing drawdown on PRO accounts

No automated trading bots

FundYourFX Pros & Cons

Frequent aggressive discounts

Instant funding available

125% refund boost offers

No time limits

Competitive pricing

Max 85% profit split

Less established brand

Fewer account sizes

Support quality varies

Some promotional terms complex

Frequently Asked Questions

Which is better, TopStep or FundYourFX?

It depends on your trading style. TopStep offers 4% max drawdown and a 90/10 profit split, while FundYourFX offers 10% max drawdown and a 80/20 → 85/15 split. TopStep has a higher overall rating at 4.5/5.

What is the cheapest option between TopStep and FundYourFX?

TopStep challenges start at $49 - $149/mo, while FundYourFX starts at $59 - $399. Compare account sizes and what's included before choosing based on price alone.

Can I use EAs or trading bots with TopStep and FundYourFX?

TopStep does not allow EAs/bots. FundYourFX allows them. Always verify the latest rules on each firm's website.

What are the drawdown rules for TopStep vs FundYourFX?

TopStep has a 4% max drawdown and 2% daily drawdown. FundYourFX has a 10% max drawdown and 5% daily drawdown. Use our free Drawdown Calculator to find your safe lot size for either firm.

How long do I have to pass the TopStep vs FundYourFX challenge?

TopStep gives you Unlimited. FundYourFX gives you Unlimited. Both require a minimum of 5 and 5 trading days respectively.

Which firm has a better profit split, TopStep or FundYourFX?

TopStep offers a 90/10 profit split, while FundYourFX offers 80/20 → 85/15. Higher profit splits mean more of your trading profits go to you.