Head-to-Head Comparison

TopStep vs FXIFY

An honest, data-driven comparison to help you pick the right prop firm. We compare drawdown rules, challenge costs, profit splits, trading conditions, and more — no bias, just facts.

TopStep

4.5

One of the original futures prop firms with a proven track record. Offers a structured Trading Combine evaluation and path to live funded trading with real capital.

Visit TopStep

FXIFY

4.4

Known for flexible funding with accounts up to $400K, offering one-step, two-step, and three-step challenges with 80-90% profit splits.

Visit FXIFY

Side-by-Side Comparison: TopStep vs FXIFY

Metric

TopStep

FXIFY

Max Drawdown

10%

Daily Drawdown

Profit Target

10%

Profit Split

90/10

80/20 → 90/10

Challenge Cost

$49 - $149/mo

$59 - $1,899

Trading Period

Unlimited

Min Trading Days

Leverage

Full contract leverage

1:50

Instruments

Futures (CME, CBOT, NYMEX, COMEX)

Forex, Stocks, Indices, Commodities, Crypto

Account Sizes

$50K, $100K, $150K

$1K, $5K, $10K, $25K, $50K, $100K, $200K, $400K

Scaling

Path from Express Funded to Live Funded account with real capital

Institutional-grade scaling available

News Trading

Allowed

Weekend Holding

Not Allowed

Allowed

EA / Bots

Not Allowed

Allowed

Rating

4.5/5

4.4/5

The Verdict: TopStep vs FXIFY

The best choice depends on your trading style, risk tolerance, and goals. Here's our breakdown by trader profile:

Best for Beginners

FXIFY

FXIFY offers more forgiving drawdown rules, making it easier for newer traders to get started.

Best for Aggressive Traders

FXIFY

FXIFY provides 10% max drawdown allowance, giving aggressive trading styles more breathing room.

Best for Long-term Scaling

FXIFY

FXIFY offers better scaling potential: Institutional-grade scaling available.

Best for Overall Value

TopStep

TopStep earns 4.5/5 in our analysis, with a strong balance of rules, cost, and trader experience.

TopStep Pros & Cons

Established since 2012 with proven track record

Path to real live funded account

Low monthly subscription cost

EOD trailing drawdown (not intraday)

Weekly payouts available

Futures only (no forex)

50% consistency target required

Daily loss limit on some platforms

Intraday trailing drawdown on PRO accounts

No automated trading bots

FXIFY Pros & Cons

Very large account sizes up to $400K

Multiple challenge types

First withdrawal on demand

Over 300 trading symbols

EAs and news trading allowed

Higher fees for larger accounts

Some programs have strict rules

Platform selection limited

Profit split starts at 80%

Scaling requirements can be tough

Frequently Asked Questions

Which is better, TopStep or FXIFY?

It depends on your trading style. TopStep offers 4% max drawdown and a 90/10 profit split, while FXIFY offers 10% max drawdown and a 80/20 → 90/10 split. TopStep has a higher overall rating at 4.5/5.

What is the cheapest option between TopStep and FXIFY?

TopStep challenges start at $49 - $149/mo, while FXIFY starts at $59 - $1,899. Compare account sizes and what's included before choosing based on price alone.

Can I use EAs or trading bots with TopStep and FXIFY?

TopStep does not allow EAs/bots. FXIFY allows them. Always verify the latest rules on each firm's website.

What are the drawdown rules for TopStep vs FXIFY?

TopStep has a 4% max drawdown and 2% daily drawdown. FXIFY has a 10% max drawdown and 5% daily drawdown. Use our free Drawdown Calculator to find your safe lot size for either firm.

How long do I have to pass the TopStep vs FXIFY challenge?

TopStep gives you Unlimited. FXIFY gives you Unlimited. Both require a minimum of 5 and 5 trading days respectively.

Which firm has a better profit split, TopStep or FXIFY?

TopStep offers a 90/10 profit split, while FXIFY offers 80/20 → 90/10. Higher profit splits mean more of your trading profits go to you.