Head-to-Head Comparison

Funded Trading Plus vs TopStep

An honest, data-driven comparison to help you pick the right prop firm. We compare drawdown rules, challenge costs, profit splits, trading conditions, and more — no bias, just facts.

Funded Trading Plus

4.5

UK-based prop firm offering evaluation and instant funding programs with profit splits up to 100%. Known for fast payouts and scaling up to $2.5M.

Visit Funded Trading Plus

TopStep

4.5

One of the original futures prop firms with a proven track record. Offers a structured Trading Combine evaluation and path to live funded trading with real capital.

Visit TopStep

Side-by-Side Comparison: Funded Trading Plus vs TopStep

Metric

Funded Trading Plus

TopStep

Max Drawdown

Daily Drawdown

Profit Target

10%

Profit Split

80/20 → 100%

90/10

Challenge Cost

$119 - $999

$49 - $149/mo

Trading Period

Unlimited

Min Trading Days

Leverage

1:30

Full contract leverage

Instruments

Forex, Crypto, Indices, Commodities

Futures (CME, CBOT, NYMEX, COMEX)

Account Sizes

$5K, $12.5K, $25K, $50K, $100K, $200K

$50K, $100K, $150K

Scaling

Scale up to $2.5M (or $5.25M on Premium track) at each 10% milestone

Path from Express Funded to Live Funded account with real capital

News Trading

Allowed

Weekend Holding

Allowed

Not Allowed

EA / Bots

Allowed

Not Allowed

Rating

4.5/5

The Verdict: Funded Trading Plus vs TopStep

The best choice depends on your trading style, risk tolerance, and goals. Here's our breakdown by trader profile:

Best for Beginners

Funded Trading Plus

Funded Trading Plus offers more forgiving drawdown rules, making it easier for newer traders to get started.

Best for Aggressive Traders

Funded Trading Plus

Funded Trading Plus provides 6% max drawdown allowance, giving aggressive trading styles more breathing room.

Best for Long-term Scaling

TopStep

TopStep offers better scaling potential: Path from Express Funded to Live Funded account with real capital.

Best for Overall Value

Funded Trading Plus

Funded Trading Plus earns 4.5/5 in our analysis, with a strong balance of rules, cost, and trader experience.

Funded Trading Plus Pros & Cons

Profit split scales to 100%

Instant funding option available

No minimum trading days

Scaling up to $5.25M

Payouts from Day 0 or Day 1

Trailing drawdown shrinks after withdrawals

Weekend auto-close on some programs

US traders restricted

Lower leverage (1:30)

Hedging and grid trading prohibited

TopStep Pros & Cons

Established since 2012 with proven track record

Path to real live funded account

Low monthly subscription cost

EOD trailing drawdown (not intraday)

Weekly payouts available

Futures only (no forex)

50% consistency target required

Daily loss limit on some platforms

Intraday trailing drawdown on PRO accounts

No automated trading bots

Frequently Asked Questions

Which is better, Funded Trading Plus or TopStep?

It depends on your trading style. Funded Trading Plus offers 6% max drawdown and a 80/20 → 100% profit split, while TopStep offers 4% max drawdown and a 90/10 split. TopStep has a higher overall rating at 4.5/5.

What is the cheapest option between Funded Trading Plus and TopStep?

Funded Trading Plus challenges start at $119 - $999, while TopStep starts at $49 - $149/mo. Compare account sizes and what's included before choosing based on price alone.

Can I use EAs or trading bots with Funded Trading Plus and TopStep?

Funded Trading Plus allows EAs/bots. TopStep does not allow them. Always verify the latest rules on each firm's website.

What are the drawdown rules for Funded Trading Plus vs TopStep?

Funded Trading Plus has a 6% max drawdown and 4% daily drawdown. TopStep has a 4% max drawdown and 2% daily drawdown. Use our free Drawdown Calculator to find your safe lot size for either firm.

How long do I have to pass the Funded Trading Plus vs TopStep challenge?

Funded Trading Plus gives you Unlimited. TopStep gives you Unlimited. Both require a minimum of 0 and 5 trading days respectively.

Which firm has a better profit split, Funded Trading Plus or TopStep?

Funded Trading Plus offers a 80/20 → 100% profit split, while TopStep offers 90/10. Higher profit splits mean more of your trading profits go to you.