Head-to-Head Comparison
My Funded Futures vs TopStep
An honest, data-driven comparison to help you pick the right prop firm. We compare drawdown rules, challenge costs, profit splits, trading conditions, and more — no bias, just facts.
M
My Funded Futures
4.9
Top-rated futures prop firm with straightforward rules and no daily loss limits. Offers Core, Rapid, and Pro plans with flexible drawdown models.
Visit My Funded FuturesT
TopStep
4.5
One of the original futures prop firms with a proven track record. Offers a structured Trading Combine evaluation and path to live funded trading with real capital.
Visit TopStepSide-by-Side Comparison: My Funded Futures vs TopStep
Metric
My Funded Futures
TopStep
Max Drawdown
4%
4%
Daily Drawdown
None
2%
Profit Target
6%
6%
Profit Split
80/20 → 90/10
90/10
Challenge Cost
$77 - $477/mo
$49 - $149/mo
Trading Period
Unlimited
Unlimited
Min Trading Days
2
5
Leverage
Full contract leverage
Full contract leverage
Instruments
Futures (CME Group)
Futures (CME, CBOT, NYMEX, COMEX)
Account Sizes
$50K, $100K, $150K
$50K, $100K, $150K
Scaling
Pro plan progresses to live trading after $100K cumulative payout
Path from Express Funded to Live Funded account with real capital
News Trading
Not Allowed
Allowed
Weekend Holding
Allowed
Not Allowed
EA / Bots
Allowed
Not Allowed
Rating
4.9/5
4.5/5
The Verdict: My Funded Futures vs TopStep
The best choice depends on your trading style, risk tolerance, and goals. Here's our breakdown by trader profile:
Best for Beginners
TopStep
TopStep offers lower entry costs, making it easier for newer traders to get started.
Best for Aggressive Traders
My Funded Futures
My Funded Futures provides 4% max drawdown allowance, giving aggressive trading styles more breathing room.
Best for Long-term Scaling
TopStep
TopStep offers better scaling potential: Path from Express Funded to Live Funded account with real capital.
Best for Overall Value
My Funded Futures
My Funded Futures earns 4.9/5 in our analysis, with a strong balance of rules, cost, and trader experience.
My Funded Futures Pros & Cons
No daily loss limit on any plan
4.9/5 Trustpilot from 11K+ reviews
One-phase evaluation only
EOD trailing drawdown (Core/Pro)
Only 2 minimum trading days
Futures only (no forex or crypto)
Tier 1 news trading restricted
Rapid plan has intraday trailing drawdown
Pro plan has $100K cumulative payout cap
Monthly subscription model
TopStep Pros & Cons
Established since 2012 with proven track record
Path to real live funded account
Low monthly subscription cost
EOD trailing drawdown (not intraday)
Weekly payouts available
Futures only (no forex)
50% consistency target required
Daily loss limit on some platforms
Intraday trailing drawdown on PRO accounts
No automated trading bots
Frequently Asked Questions
Which is better, My Funded Futures or TopStep?
It depends on your trading style. My Funded Futures offers 4% max drawdown and a 80/20 → 90/10 profit split, while TopStep offers 4% max drawdown and a 90/10 split. My Funded Futures has a higher overall rating at 4.9/5.
What is the cheapest option between My Funded Futures and TopStep?
My Funded Futures challenges start at $77 - $477/mo, while TopStep starts at $49 - $149/mo. Compare account sizes and what's included before choosing based on price alone.
Can I use EAs or trading bots with My Funded Futures and TopStep?
My Funded Futures allows EAs/bots. TopStep does not allow them. Always verify the latest rules on each firm's website.
What are the drawdown rules for My Funded Futures vs TopStep?
My Funded Futures has a 4% max drawdown and no daily drawdown limit. TopStep has a 4% max drawdown and 2% daily drawdown. Use our free Drawdown Calculator to find your safe lot size for either firm.
How long do I have to pass the My Funded Futures vs TopStep challenge?
My Funded Futures gives you Unlimited. TopStep gives you Unlimited. Both require a minimum of 2 and 5 trading days respectively.
Which firm has a better profit split, My Funded Futures or TopStep?
My Funded Futures offers a 80/20 → 90/10 profit split, while TopStep offers 90/10. Higher profit splits mean more of your trading profits go to you.
Not sure which firm to pick?
Use our free tools to calculate your exact safe lot size and simulate your challenge before committing.
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Data verified daily • Affiliate links disclosed • No hidden bias
Keep Researching
Firm Review
My Funded Futures Full Review
Detailed analysis of My Funded Futures including pros, cons, and built-in calculator.
Firm Review
TopStep Full Review
Detailed analysis of TopStep including pros, cons, and built-in calculator.
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Drawdown Calculator
Calculate your safe lot size for any prop firm.
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Challenge Simulator
Simulate your probability of passing a prop firm challenge.
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Drawdown Replay
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Compare My Funded Futures with Other Firms
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Compare TopStep with Other Firms
TopStep vs FTMOTopStep vs E8 MarketsTopStep vs FundedNextTopStep vs The5ersTopStep vs Apex Trader FundingTopStep vs MyFundedFXTopStep vs Funded Trading PlusTopStep vs Goat Funded TraderTopStep vs Blue GuardianTopStep vs Lux Trading FirmTopStep vs City Traders ImperiumTopStep vs TradeifyTopStep vs Take Profit TraderTopStep vs The Funded TraderTopStep vs Aqua FundedTopStep vs Hola PrimeTopStep vs OneFundedTopStep vs Elite Trader FundingTopStep vs Moneta FundedTopStep vs DNA FundedTopStep vs FundingPipsTopStep vs FXIFYTopStep vs BrightFundedTopStep vs Earn2TradeTopStep vs Trade The PoolTopStep vs Phidias PropfirmTopStep vs For TradersTopStep vs Alpha Capital GroupTopStep vs FunderProTopStep vs The Forex FunderTopStep vs Alpha FuturesTopStep vs TradeDayTopStep vs Axi SelectTopStep vs ThinkCapitalTopStep vs FintokeiTopStep vs FTUKTopStep vs Blueberry FundedTopStep vs The Trading PitTopStep vs Maven TradingTopStep vs Top One FuturesTopStep vs SabioTradeTopStep vs Crypto Fund TraderTopStep vs XLTradeTopStep vs Clarity TradersTopStep vs Funding FrontierTopStep vs FundYourFXTopStep vs Bespoke FundingTopStep vs Tycoon FundedTopStep vs Propel Capital